Who Needs Professional Liability Insurance?

An individual or business who oversees or represents to another a unique competency, qualification, license, skill set or expertise needs to be covered professional liability insurance. Additionally, providing information, training, over site or advise may result in an accusation of financial loss or damages to another person or entity a result of your activity. Insurance companies provide unique policy’s for these risks.

What Protection Can A Professional Liability Policy Provide?

Up to the limits specified in the policy, this coverage will pay monetary damages for your failure. More importantly, the coverage pays the cost of your defense or legal costs less any deductible provided for in the policy. Insurance carriers continually evolve policy’s for the individual risks of a particular business, provider or profession. Of significant financial importance, professional liability insurance protects you financially against the “claim of or accusation of” negligence even when there has been none by helping to pay the legal costs.

Profession’s That Need Professional Liability Insurance*

Technology Insurance

IT Consults; Development-Website, Software; Designers-Project, Systems; Support-Security, Hardware/Software Install, Medical Devices.

Laboratory Insurance

Medical Labs, Medical Devices, Manufacturing Certification, Testing: Chemical, Analytical, Physical, Mobile

Consulting Insurance

Business, Management, Education, Life Coaches, Event Planners, Marketing, Research, Public Relations, and Labs.

Real Estate Insurance

Agent, Broker, Property Management, Auctioneer’s, Consultants, Project Managers, and Appraisers.

Creative Insurance

Graphics, Photography, Design, Advertising, Branding, Authors, Producers, and Promoters.

Profession’s

Architects, Engineers, Lawyers, Tax Preparers, Interior Design, Inspectors, Transportation, Instructors, and Financial, Agents.
*Partial List

NextAssure Is An Independent Insurance Agent | Products Liability, Business Owners Policy (BOP), Workers Compensation, Commercial Liability Insurance, Errors and Omissions Insurance, Directors and Officers Liability, Umbrella Coverage, Cyber Security Insurance, Group Medical Plans and Employee Benefit Packages | Serving Costa Mesa, Irvine, Tustin, Santa Ana, Huntington Beach, Mission Viejo, Fullerton, Anaheim, Laguna Hills, Laguna Beach, Newport Beach, Riverside, Ontario, Long Beach, Whittier, Cerritos, Hacienda Heights, Torrance, Downey, Pomona, Redondo Beach, and areas of Los Angeles County, Riverside County, Orange County, San Francisco, San Jose, Sacramento, Fresno, San Diego and California.